After we have determined an NOI that we are comfortable with, the next item that we will use in the process of analyzing a commercial mortgage loan, is a term that you probably have heard but maybe not completely understood. This is the capitalization rate or the cap rate of an investment. Simply put, this [...]
Who applies for a commercial mortgage? It is simple, as the name suggests it is for commercial purpose. The type of business may be on partnership, private companies, incorporated business, pubs, restaurants, start up of any big or small enterprise. In addition to this, you may want to buy land for non residential purpose, it [...]
Every industry has its scam artists, and real estate is no exception. While most of the professionals who work in real estate are ethical and honest, there are people in the industry who want to take your money and run. Worse, there are scam artists who use real estate as a cover. These fraudsters may [...]
It is well known that bankruptcy has a very negative effect on your credit rating, and can make obtaining credit very difficult for around eighteen months to two years following your bankruptcy discharge date. However, equity home loans can not only be a source of credit, but can also help improve your credit rating on [...]
Today, Mortgage Brokers have become an essential part of every borrowing. Taking loans without consulting a broker is considered to be a big mistake. And why not, brokers are the ones who provide you with an insight into the real mortgage market. They are the ones who provide you with a life support system for [...]
Looking for mortgage loans but have low credit? Don’t let bad credit be a problem. Here you will discover more about bad credit mortgage loans, and how to find them, as well as how to stay safe. Bad credit is a terrible thing. It grips people in poverty and they can’t move. Is it possible [...]